24Eleven bridges the ₹8,000 Cr credit gap for Kerala's retailers with smart technology. Free POS software, automated credit scoring, and instant access to working capital.
Retailers in Kerala
National Credit Gap
Small retailers are the backbone of India's economy, yet they're locked out of formal credit
Loan applications rejected by banks
Interest rates from informal lenders
Most retailers lack formal financial history
Can't stock inventory or expand
We're not a lender. We're the technology infrastructure that makes retail lending viable.
Get professional POS, accounting software, and GST filing tools worth ₹24,000/year absolutely free
We track your sales data for 6-12 months to create a verified credit score that lenders trust
Get connected with verified lenders offering competitive rates based on your actual business performance
Simple steps to transform your business with smart credit access
Register your business and instantly access our free POS and accounting software. Start digitizing your operations from day one.
Use our tools for daily billing, inventory management, and accounting. We'll automatically track and verify your sales data.
After 6 months of data, we generate your business credit score based on actual performance metrics that lenders value.
Get matched with verified NBFCs and banks offering working capital at competitive rates. Apply with one click.
24Eleven is more than a platform - it's a movement to empower India's retail ecosystem
Retailers to be empowered
Working capital to be unlocked
Jobs to be supported
Average business growth
Join thousands of retailers building credit history and accessing working capital with 24Eleven